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Cigna 360 ° Wellbeing Study 2017: Positive aspects of working abroad are often overshadowed by health and financial worries
Hong Kong, March 28 / PRNewswire / -
- So-called expatriates see themselves in a worse position than those who live and work in their home country
- Lamented a lack of time and support for the family
- Many are concerned about the financial implications and medical care in the event of a serious illness - around 40 percent of employees do not receive any medical services from their companies
Cigna Corporation (NYSE: CI) today released the results of the 2017 Cigna 360 ° Well-being Survey - Globally Mobile Individuals (htt ps: //www.cigna.com.hk/iwov-resources/docs/en/about-cigna/ news / Cigna_3 60_GMI_Report.pdf). According to this, so-called expatriates, i.e. people who work abroad, generally feel more disadvantaged than those who live and work in their home countries. This includes physical, social and family well-being as well as financial support. According to the index, the well-being of so-called expats is on average 1.8 percent lower than employees in their home country. The most significant deficiency lies in the family well-being, which is rated 9.4 percentage points worse.
Overall, the well-being index value for so-called expats is 61.5 percent and is on average 1.8 percent lower than for employees in their home country. The most significant deficiency lies in the family well-being, which is rated 9.4 percentage points worse.
"Results show that globally mobile people are more concerned about their own health and wellbeing and that of their families than the general workforce," said Jason Sadler, president, Cigna International Markets. "Without exception, this group is concerned about the consequences of a personal illness or that of a family member; a problem compounded by a gap in employers' health benefits. Cigna has a long history of helping people working abroad. We conduct these researches in order to continuously improve the range of health and wellness services that we offer around the globe. "
The study follows the 2017 Cigna 360 ° Well-being Survey published in April (https://www.cigna.com.hk/iwov-resources/docs/en/ab out-cigna / news / Cigna360Well-being_Survey2017.pdf), examined the five criteria that affect the health, wellbeing and feeling of security of people around the world. With the current study, Cigna examined the perception of people living and working abroad from 20 markets with regard to the same dimensions of stress: physical, financial, social, family and work.
The sunny side of the job abroad
Gaining international experience and thus improving career opportunities is an important incentive for working abroad. In the survey, people working abroad also emphasize the possibility of building up assets, good working hours and positive relationships with work colleagues as positive aspects of their experience.
But there are also challenges
While individuals have the ability to build wealth while working abroad, only a third of respondents consider their current financial situation to be satisfactory. Lack of family time and children's education are other concerns exacerbated by the lack of a supportive network around them.
Furthermore, all respondents are concerned about sickness-related absences and feel an inner restlessness. Cancer and accidents are their main concerns, followed by mental illnesses such as depression. Twenty-five percent of respondents raise concerns about alcohol-related diseases - significantly more than the general workforce.
Safety concerns and loneliness due to long distances
People who work abroad feel the world is less safe than people who work in their home country due to political unrest and other economic factors. A third of those surveyed feel more insecure than they did 24 months earlier. The feeling of insecurity is most pronounced in the USA at 42 percent, followed by Africa, where 31 percent are concerned about their security. Many respondents also report a lack of social life outside of work. One fifth suffer from loneliness. The number rises to almost a quarter for singles and those living alone.
A loophole that needs to be taken into account
A significant gap in health insurance coverage can be a major concern.
"The survey shows that health benefits are a very important factor in deciding on a placement abroad," comments Jason Sadler. "Nevertheless, there is a clear gap here. It is surprising that 40 percent of those surveyed do not receive any medical services from their companies, 15 percent even have no health insurance cover at all. There is a clear need for employers to pay attention to the health and well-being of their expatriates . This duty of care should extend outside of the workplace as employees interact with their families and the local community. "
About the study
A total of 2,003 online interviews were conducted with globally mobile individuals aged 25-59 operating outside their place of birth in over 20 markets in Asia Pacific, Europe, the Middle East, Africa and the United States.
Cigna Corporation (NYSE: CI) is a global health services company dedicated to improving the health, wellbeing, and safety of people. All products and services are provided solely by or through operating subsidiaries of Cigna Corporation: Connecticut General Life Insurance Company, Cigna Health and Life Insurance Company, Life Insurance Company of North America, and Cigna Life Insurance Company of New York. These products and services include an integrated suite of health services such as medical, dental pharmaceutical, ophthalmological, behavioral and ancillary benefits, as well as other related products including group life, accident and disability insurance. Cigna has sales capacities and responsibilities in 30 countries and has more than 95 million customer relationships around the world.
Inquiries & contact:
Head of Business Communications
Cigna International Markets
Tel: + 852-2297-5178
Associate Director, Business Communications
Cigna International Markets
Tel: + 852-2297-5184
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